What is a second house? A second house refers to those who have been identified by the borrower's family (including the borrower, spouse, and minor children) and whose per capita housing area is higher than the local average. Mortgage. The down payment for the second house policy must not be less than 60%. The interest rate for the second home loan must not be lower than 1.1 times the benchmark interest rate.Enter the provident fund online query entrance
- What is the latest Tianjin second suite policy? What is the latest Tianjin second suite policy?
On March 31, 2013, the Tianjin version of the National Five Regulations was issued, which includes the following provisions for the Tianjin second-suite policy. Below we interpret the policy for you: Notice "(Guobanfa  No. 17), in accordance with the principle of maintaining basically stable house prices, continue to consolidate the results of macro-control of the city's real estate market and promote the health of our city's real estate market ...
- What is the national two-suite policy?
On the 17th, Premier Wen Jiabao of the State Council hosted an executive meeting of the State Council to study and deploy policies and measures to promote the healthy development of the real estate market. The meeting pointed out that the recent policy measures taken by the country to expand domestic demand and promote stable and rapid economic growth have had a positive impact on the real estate market, and the transaction volume of commodity housing in many cities has rebounded ...
- What are the latest Tianjin two-suite policies?
The Tianjin version of the National Five Regulations was issued, which includes the following provisions for the Tianjin second-suite policy. Below we interpret the policy for you: In order to implement the "Notice of the General Office of the State Council on Continued Regulation of the Real Estate Market" 2013] No. 17), in accordance with the principle of maintaining basically stable house prices, continue to consolidate the results of macro-control of the city's real estate market, promote the healthy and orderly development of our city's real estate market ...
- What does Xi'an Second Suite Policy include? I want to know what I need to pay attention to when buying a house, otherwise I will waste time running around ...
It is necessary to sharpen the woodworker and prepare properly. You can go to the government website to see the most complete and accurate policy details.
- What is the policy for buying a second house in Wuhan
The policy on the down payment for the purchase of a second house in Wuhan is loose compared to the previous one. Previously, the housing policy on the amount of a down payment for the purchase of a second house in Wuhan stipulated that the loan interest rate should rise by 10% from the benchmark rate. Now, Wuhan ’s policy of buying a second home has changed to a “family home” or “improved housing” condition for parents in a family to buy a second home, and they can enjoy a 30% discount. How much is the down payment for buying a second house in Wuhan and if the children in the family are already adults, buy in the name of the children ...
- According to the current two-suite policy of “recognizing and refinancing”, should the homeowners who already own a house buy a house again?
The full purchase can be used to sell the old to buy a new loan scheme
- What is the current two-suite policy in real estate? What is the role of the second home policy
What is the current two-suite policy? Do you know In April 2010, the State Council ’s “Article 10 of the State” stipulated that: for households (including borrowers, spouses, and minor children, the same below) who purchased the first set of self-occupied housing with a built-up floor area of more than 90 square meters, the first loan payment ratio must not be low For families purchasing a second home on a loan, the loan down payment ratio must not be less than 50%, and the loan interest rate must not be lower than the benchmark interest rate of 1.1 ...
- What is the policy for Suzhou Second Suite? How to identify the second suite in Suzhou?
What is the current policy for Suzhou second suites? I help you answer. 1.The borrower applies for a loan for the first time to purchase a house, for example, if his family has registered a set (or more) of a complete house in the house registration information system (including the pre-sale contract registration filing system) of the place where the house is to be purchased; Those who have purchased a house (and above) on a loan and applied for a loan to purchase a house; 3.The lender checks the credit record, face test, ...
- What is Changsha's second house purchase policy? What are the changes in Changsha's second house policy?
The related policy adjustments for Changsha residents' purchase of second homes mainly related to the provident fund new policy in March 2013. Other commercial loans and purchase restriction policies have not changed this year. Bank second home loan policy: The down payment ratio of the second home loan of the bank is not less than 60%, and the loan interest rate is 1.1 times the interest rate of the first home loan in the same period. Provident Fund Loan Policy: New policy implemented on March 11, 2013: Workers' families already have a building ...
- What's the latest change in the policy of the second house in Chongqing
In April 2013, the People's Bank of China announced financial data for the first quarter of 2013. Chongqing's second-suite policy is still 60% down payment, and interest rates have increased by 10%. The Chongqing Banking and Management Department of the People's Bank of China announced the operation of currency credit in Chongqing and the advancement of cross-border RMB business in the first quarter. Deputy Director Zhang Xiaoyu of the Monetary and Credit Department said that in the first quarter of this year, the deposits of financial institutions in Chongqing increased significantly year-on-year, corporate deposits increased significantly, and differentiated housing credit policies were effectively implemented ...
- What are the loan procedures for the Fuzhou Provident Fund Loan Second House Policy?
What is the Fuzhou Provident Fund Loan Second Suite Policy? How to apply for a provident fund loan for the second home? Since the three departments jointly issued a document at the end of August this year, announcing that the down payment ratio of the second-family provident fund has been reduced again, Fuzhou has also closely followed the policy implementation. Fuzhou Second Provident Fund Loan Policy For the employees who have paid off the first housing provident fund loan, they can apply for a second housing provident fund loan; the first and second housing provident fund ...
- What are the trends in this year's second home loan policy and how to buy a second home policy
What are the trends in the city's second home loan policy? Under the tightening property market regulation this year, what adjustments have been made to the second home loan policy? In order to implement the "National Five" regulation, the Business Management Department of the People's Bank of China issued the "Notice on Adjusting Beijing's Differentiated Housing Credit Policy." The "Notice" requires that the proportion of down payment for families purchasing a second house on a loan must not be less than 70%. Since April 8, 2013, the borrower has passed the Beijing Housing and Urban Construction Commission ...
- What is the down payment for the second house in Wuhan? What are the policies for the second house in Wuhan?
As a star city in the central region of China, Wuhan is becoming more and more talented, so the property market also has a purchase restriction policy. For first-home buyers, the effect of the purchase restriction policy is not great, but for those who buy a second-home, the down payment ratio has a greater impact. So, what is the down payment for the second house in Wuhan? What are the policies for the second house in Wuhan?
- How much is the deed tax for the second house policy in Tianjin? Tianjin second house deed tax adjusted to 3%
Regardless of whether you buy ordinary housing or non-ordinary housing, as long as the family has few houses, the deed tax can no longer enjoy the 1.5% discount. How much is the deed tax for the second house policy in Tianjin? Recently, the "Notice on Adjusting the Preferential Tax Policy on Personal Income Tax for Deed Taxes in Real Estate Transactions" has come into effect. When buying non-family rare houses in this city, the deed tax is adjusted to 3%; sell or buy own homes and re-buy or sell within 1 year. The taxpayer of the original housing will no longer be exempt from personal income tax.
- Regarding the policy of buying a second house, the second house in Changsha can be signed according to the New Deal
Buying a house in Changsha, has the second-home policy been implemented in accordance with the national second-home policy?
- Expert tips to interpret Qingdao's recent second-suite policy
With the introduction of the new policy, the related policies of the second house have once again become the concern of the public. What is the recent policy of the second house in Qingdao?
- How is the policy of Tianjin's second suite recently
On March 31, 2013, the Tianjin version of the National Five Regulations was issued, which includes the following requirements for the Tianjin second suite policy. Below we will explain the policy for you:
- No change in the policy for the second house in Guangzhou
With the promulgation of various local rules of the "National Five Articles", the property market has entered a "policy lookout period." Recently, the tightening of Beijing Provident Fund loans has aroused widespread concern in the industry. In this regard, some insiders said that Beijing has an exemplary role, which also means that other cities such as Guangzhou may also "tighten" the second home. The impact of the market will also be limited.
- 2013 Dalian Second Suite Policy: 60% down payment interest rate increased by 10%
Many homebuyers do n’t know what the 2013 Dalian Second Home Policy is. In fact, knowing the 2013 Dalian Second Home policy is very beneficial to home buyers, so you can organize your 2013 Dalian Second Home policy knowledge.
- 2016 two-suite policy
Now with the continuous improvement of people's living standards, many families have begun to buy second suites, and there are still many people who do not know what the second suite identification standards are. In fact, the second suite identification standards are very important. In recent days, the core and identification standards of the second-suite policy are hoped to be helpful to everyone.
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