The definition of the second house is that the borrower uses the loan to buy the first house other than the home. The second house is recognized by the criteria of the house and the loan. The second house down payment must not be less than 60%, and the interest rate on the house loan must not be lower than the benchmark rate. 1.1 times.Enter the provident fund online query entrance
- What are the changes in the second-suite policy in Guangzhou
Editor's note: The new policy of the National Five was introduced, and the down payment for the second provident fund of the Beijing Provident Fund was raised to 70%. The second suite of Guangzhou Crazy Pass will also follow Beijing ’s tightening policy. With the release of the Guangzhou rules, it is confirmed that the second suite policy has not changed for the moment Policy, then review what is the second suite, Guangzhou's second suite policy? According to the "New Country Five Articles" detailed rules previously released by Guangzhou, the People's Bank of China Guangzhou Branch can be combined with the new Guangzhou city in 2013 ...
- What is the standard of Changzhou second-class suites
For some home buyers in Changzhou, the introduction of the New Deal has made them become the owners of multiple homes, and buying a real estate has become a difficult task. Especially for some owners who already have a small house, improving the living environment will face many pressures. Even so, many buyers have to become second home buyers. In the context of the changing New Deal, many people don't have a clear definition of second homes. Some buyers use public reserves in second homes ...
- What is the standard for the second suite? Is there any latest policy for the second suite?
In recent years, the property market has continued to regulate and control its policies. The down payment for the first and second homes has increased, and the standards for the second home have also changed. In April 2010, the property market issued a new policy, and the standard for second homes was established: the number of residential homes in a commercial personal housing loan, based on the actual number of complete homes owned by the members of the proposed family (including borrowers, spouses and minor children) Identified. The details are as follows: (1) For the first time the borrower ...
- What is the latest certification standard for the second suite in Shenyang
The Ministry of Construction, the People's Bank of China, and the China Banking Regulatory Commission issued notices to regulate the second set of housing recognition standards for commercial personal housing loans. The notice clearly states that the identification of the second house must not only be based on the family, but also implement a strict policy of refinancing and refinancing. According to experts' interpretation, the notice mainly has three major characteristics: Shenyang's latest second suite identification standard features
- What is the standard for the second suite
The process of extracting the housing provident fund 1. For the extraction of housing provident fund for employees, you can first apply to the unit, and after the unit is verified, fill in the "Application for Extraction of Housing Provident Fund" (in duplicate) and "Withdrawal of Housing Provident Fund "Detailed Form" (two copies in duplicate), with official seal and financial seal; 2. The person in charge of the depository unit or the employee should hold the original and photocopy of his ID card, and the "Application for the withdrawal of housing provident fund .. .
- What is the Chongqing second suite identification standard? Can you say something specific
Belonging to the second suite, because there is a loan record, the bank inquiry system is nationally connected, and there is no difference between settlement and settlement.
- What are the qualification criteria for the second suite of Qingdao?
Do you know what is the standard for the second suite in Qingdao? I will explain one by one for you. Standards for the identification of two suites 1. The number of dwellings in residential households in commercial personal housing loans should be determined based on the number of sets of dwellings actually owned by members of the family (including borrower, spouse, and minor children, the same below) who intends to purchase a house. 2. In one of the following circumstances, the lender shall implement the second (and above) differentiated housing credit policy for the borrower ...
- What are the latest policies on the latest second home loan? What are the criteria for the second home loan?
Second home loan refers to the loan when you already have a house and then buy a second house. Regardless of whether you have a loan in the first house, as long as you have the property ownership certificate in the housing management bureau, you can count it as a second house. The loan should be issued in accordance with the second home loan policy
- What is the standard for the second suite? How much is the deed tax for the second home? How to count?
In order to implement the Notice of the State Council on Resolutely Restraining the Rapid Increase of House Prices in Certain Cities (Guo Fa  No. 10) and regulate the second set of housing certification standards for loan applicants (hereinafter referred to as borrowers) in commercial personal housing loans, The relevant matters are notified as follows: 1. The number of residential housing units in commercial personal housing loans shall be based on the actual set of housing owned by the members of the family (including the borrower, spouse and minor children, the same below) who intends to purchase a house ...
- What is the standard for determining the second suite in Nanchong? I bought a suite in Nanchong and sold it. Would you like to buy a second suite ...
The major banks in the city have begun to implement the new policy. Mortgage loans are used to purchase "second homes", and the down payment ratio has been increased from 30% to 50%. At the same time, the preferential rate of loan interest rates has been reduced. At present, the banks in the city have established a uniform standard for the identification of second homes, that is, the number of residential homes in commercial personal housing loans, based on the actual set of housing owned by the members of the proposed family (including borrowers, spouses and minor children). The quantity is identified. And before that, the bank performed ...
- Kunming second suite policy preferences
The standards and implementation rules for the identification of second homes and above have not yet been issued. At present, many of them are more confusing to implement at the Bank of Kunming outlets, which has puzzled some citizens. The identification standards for second homes in Kunming mainly include “recognition of housing but no mortgage” and "Credit but not housing" two standards. A person from the Yunnan Regulatory Bureau of the China Banking Regulatory Commission said that currently two or more sets of housing certification standards have not been issued at the national level, and Yunnan's standards will be implemented in accordance with national standards. ...
- Do you know the identification standards of the first and second suites when buying a house in Zhuzhou?
Do you know the identification standards of the first and second suites when buying a house in Zhuzhou?
- Changchun Second Suite Certification Standard
From the "New Country Five Articles" implementation rules, it is clearly stated that "for cities where housing prices have risen too fast, the local branch of the People's Bank of China can further increase the down payment of the second set of housing loans in accordance with the city's government's new commodity housing price control goals and policy requirements. "Proportion and loan interest rate", the identification of the second home has become the focus of attention of many families. The current identification standard is not a single "subscription" or "ownership" previously considered, but a more severe "subscription and mortgage"
- No change in the policy of the second suite in Guangzhou
The new policy of the National Five was introduced, and the down payment for the second provident fund of the Beijing Provident Fund was raised to 70%. The second suite of Guangzhou Crazy Pass will also follow Beijing's tightening policy. With the release of the Guangzhou rules, it is confirmed that the second suite policy has not changed for the time being, and it continues to use the previous policy So what is the second suite and what is the policy for the second suite in Guangzhou?
- Hangzhou's first set of two suites must be seen
As a home buyer or a practitioner in the real estate industry, can you now thoroughly judge how to count the first and second homes, and have a deep understanding of the "no mortgage but no home" in the 9.30 mortgage new policy? * For everyone to explain in detail: Hangzhou buy a house, how to determine the first suite, second suite and the mortgage does not recognize the house.
- Adjusting the standard for the first and second suites when withdrawing provident funds
Adjusting the standard for the first and second suites when withdrawing provident funds
- Shanghai second suite certification standards and fine-tuning in 2013
The specific conditions of the Shanghai second suite standards.
- What is the definition of the second and second suite standards
"Second suite" is the abbreviation of the second set of ordinary self-occupied housing, which refers to the unit of the borrower's family (including the borrower, spouse, and minor children). Mortgage homes that apply for housing loans from commercial banks.
- What are the criteria for identifying the second suite in Changchun?
What are the standards for the second suite of Changchun? How to judge whether it belongs to the "second suite"? Relevant information is arranged here for reference.
Article 8 of the after-sale public housing stock housing real estate regulation and control policy housing guarantee two suites policy Nanjing housing purchase conditions real estate law new country ten articles of existing house transactions Five conditions for buying a house in Chengdu