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  • What is the change in the down payment ratio of the first home in Beijing?

    The down payment ratio of the first home in Beijing is generally 30%, but under the background of continuous strict policies, has the down payment ratio of the first home in Beijing been adjusted? There are also rumors that the down payment ratio and interest rate of Beijing's first homes will increase. On June 12, 2013, the reporter learned from multiple channels that at present, the first home loan interest rates of many banks have risen to 10%, and even returned to the benchmark interest rate. The second home loan down payment has also been adjusted to a maximum of 70%. in...

  • What is the down payment ratio for the first home in 2017?

    There is no official news about the interest rate hike in 2017.The first house currently has a maximum interest rate discount of 15%, and the down payment ratio is mostly 30% .However, some regions have been adjusted due to policies, and banks have not Increase interest rates. I hope my answer can help you.

  • How much is the down payment for the first home and how is the down payment ratio calculated for the first home?

    Generally, the down payment for the first home is 20% -30%. When applying for a new house loan, the down payment is based on the market price at the time of purchase as a reference, and a multi-faceted review is made to determine the loan ratio based on the number of personal loans and the creditworthiness of the personal loan. First-hand house down payment calculation method: Down payment = total house payment-customer loan amount loan amount = contract price (market price) × 80% (first loan amount up to 80%) The down payment ratio of a house ...

  • What is the down payment ratio for the first home? What is the down payment ratio for the first home in Hangzhou?

    The down payment is the minimum payment for the first time according to the national proportion when buying a house. Of course, the payment can also be higher than this amount, but it cannot be lower than it. Different banks have different down payment ratios for individuals and families. This is related to the size of the house you buy, but the capital for buying a house is generally 30%. But it depends on the credit history of the developer and me at the bank. If you have a very normal credit record in a bank ...

  • What is the down payment ratio for the first set of provident fund loans?

    1. The first house, with a minimum ratio of 30%, that is, the maximum loan amount does not exceed 70% of the value of the purchased property (the city that does not implement "restricted purchase" is adjusted to not less than 25%) 2. the second house, with a minimum ratio of 40%, The maximum loan amount is no more than 60% of the value of the purchased property.

  • I plan to buy a wedding house at the end of the year. I would like to ask what is the down payment ratio of the first house in Qingdao?

    The down payment for the first home is 30%, and the maximum mortgage is 70%.

  • What is the down payment ratio of the first home in Tianjin

    What is the down payment ratio of Tianjin's first home? For families who purchase the first set of self-occupied housing with a built-up area of 90 square meters or more (including borrowers, spouses, and minor children), the down payment ratio of the loan must not be less than 30% 1. First down payment policy: For families (including borrowers, spouses, and minor children) with a built-up housing area of more than 90 square meters, the down payment ratio of the loan must not be less than 30% Status: ...

  • Wuhan first home down payment ratio

    Previously, some media reported that Guangzhou, Beijing, Jiangsu and Zhejiang have increased the down payment ratio of their first homes. However, in fact, many banks in Wuhan found that the current down payment limit for the first home is still 30%, but a few banks have quietly raised the loan interest rate, which is higher by 20%. At the same time, due to the tightening of credit, the interest rate of the first home is mostly the benchmark interest rate. It is very difficult to apply for a preferential interest rate.

  • The down payment for the first non-Tianjin household registration from the 10.1 property market in Tianjin is not less than 40%

    That is, non-resident households with one or more dwellings in this city are temporarily suspended from buying new housing within the city's six districts and Wuqing district, including newly-built commercial housing and second-hand housing. For non-city household registration resident households who purchased the first house within the six districts of the city and Wuqing district, the down payment ratio for applying for a commercial loan is not less than 40%.

  • How much is the down payment of the first suite in Guilin

    Towards the end of the year, issues such as "down payment" and "down payment for first homes" have once again become hot topics. In Guilin, most home buyers have such doubts, how to confirm whether they bought the first home, how to calculate the down payment of the house, what is the down payment ratio? The following editors will study the first Suite down payment ratio and down payment related issues.

  • First Home Down Payment Percentage When Buying First Home

    The down payment for the first home is generally not less than 30%. Moreover, the bank also needs to evaluate according to different types of houses, ages, personal credits, etc., but generally the capital of buying a house is 30%! It also depends on the credit history of the developer and yourself at the bank!

  • How much is the down payment for the first home?

    The house is where we want to live, so the house is something everyone buys, but now the price of a house is not something everyone can get, so many people choose to pay the down payment first to buy a house through a bank loan. Therefore, the problem of down payment for buying a house has become a concern for everyone. Now let's take a look at the first down payment and the calculation method of the first home.

  • What is the down payment ratio of the first suite in Changchun? How to buy the first suite?

    What is the down payment ratio for the first suite in Changchun? What will happen to the mortgage rate on the first home? Let's find out in the following article.

  • Xiamen new house down payment ratio The first house down payment ratio must not be less than 30%

    From May 17, 2011, Xiamen will adjust the housing provident fund personal housing loan policy: the down payment ratio of the first apartment above 90 square meters is not less than 30%; the purchase of the second suite, the down payment ratio of the provident fund loan must not be less than 50% ; The third suite is not eligible for provident fund loans. The second suite will be heavily restricted.

  • July 2013 survey: 30% of Dalian's first homes down payment

    Since the central bank announced last week that “the policy of loan interest rates for financial institutions has been fully liberalized since July 20, 2013, but the personal housing loan interest rate remains at a 70% lower limit”, many buyers intending to take actions in the near future have found all The big banks consulted on whether the mortgage changes.

  • Members of the CPPCC of Jiangsu Province suggested that the down payment ratio for the first home should be adjusted to 20%

    The benchmark interest rate that floats from time to time makes home buyers sigh. In this regard, Liu Zhengyun, member of the CPPCC of Jiangsu Province and president of Nanjing Shilin Group, suggested reducing the down payment ratio of the first commercial house and lowering the benchmark interest rate, such as a 20% down payment ratio and a 10% -20% lower benchmark interest rate. At the same time, differentiated credit will be implemented in accordance with the situation in northern and central Jiangsu and southern Jiangsu.

  • What is the down payment for the first home loan in Jinan?

    At present, Jinan Jinan's first house down payment ratio is still 30% of the total room.

  • Dongguan first home down payment ratio 30% Provident Fund loan lower 30% down payment

    It is learned from a number of banks in Dongguan that the down payment ratio of the first home in Dongguan has not been adjusted, and the standard of more than 30% is still lower, and the implementation standard of the second home loan has not been adjusted for the time being. Starting from 2013, the down payment ratio of Dongguan Provident Fund loans has also been increased to 30%.

  • How much is the down payment for the first home purchase in 2012

    [Abstract] What is the down payment ratio for the first home purchase in 2012? Here are some opinions provided by netizens: If you have a very normal credit history (car loan, credit card) in a certain bank, the bank will customize you as a quality customer! In addition, the house you purchased is a small square meter house (the state stipulates that it is a small apartment below 96 square meters). You also apply for a loan of 20% to the bank!

  • Shandong "first home down payment ratio" Qingdao banks responded "temporarily impossible"

    Shandong Province's affordable housing project and real estate market regulation working conference was held in Jinan at the end of last month. The meeting pointed out that the tax and credit preferential policies for the first ordinary housing will continue to be implemented. Cities with conditions can moderately reduce the down payment ratio for first-time buyers, Increase the provident fund loan line and extend the repayment period.