The second house is the abbreviation of the second ordinary self-occupied house. The down payment ratio of the second house refers to the percentage of the first payment of the second loan for the second ordinary house. According to the mortgage loan differentiated credit policy, the down payment ratio for the second home starts at 60%, and 1.1 times the benchmark mortgage interest rate is implemented.Enter the provident fund online query entrance
- What is the policy for the second house in Dalian
- What is the down payment ratio of the first home in Nanjing
The down payment for buying a house is the first payment when buying a house. When buying a house, you can't borrow it all. Part of the payment will be made first, and the rest will be borrowed from the bank. At present, the national policy has not changed. The down payment for house purchase is still 30% of the first house and 60% of the second house. Because of the repayment risk of the loan, the relevant departments will require the buyer to provide a part of the down payment, that is, part of the house payment should be paid in advance by the individual to prove that you have the ability to repay. If using provident fund, root ...
- What will happen to the down payment ratio for second homes in Beijing after the National Five Articles?
After the National Five, Beijing first implemented the New Deal details, promoted the strict implementation of regulation, increased the down payment ratio of the second house in Beijing, and increased the down payment ratio of the second house in Beijing from 60% to 70%. % Of home purchases. For the property market, developers have suffered serious losses. The "Notice" of the second home down payment rose by 10%, saying that it will strictly implement the "Regulation on the second set of housing in the commercial personal housing loan ...
- What is the down payment ratio of the second suite in Jinan?
Internet rumors that "first-tier cities will stop lending for two suites" have not yet "discontinued", and rumors that "the second-home loan down payment ratio will be increased to 70%" have spread. So, what is the down payment ratio of Jinan Second House in 2013? What is the recognition standard for Jinan second home loan? Jinan second home down payment ratio must not be less than 60% It is understood that whether it is a commercial loan or a housing provident fund loan, families currently buying a second home in Jinan, ...
- What is the down payment ratio for the second suite in Yantai?
60% down payment for the second suite
- [Buying process] # 买 房贷 # The second house down payment ratio?
Generally, the second set of down payment is not less than 60% of the total housing price, and each city varies according to local policies.
- What is the down payment ratio for the second home in Xi'an? Whether to support provident fund loans
Xi'an purchases a second home. Due to the influence of national control policies, the down payment ratio of the second home has been increasing year by year. Later, it is circulated that the down payment ratio will be adjusted to 70%. So what is the current down payment ratio of the second home in Xi'an? Is it possible to provide a provident fund loan?
- Tianjin second home down payment ratio 2018 second home interest
After some families have worked hard to buy the first home, they have to start thinking about buying an extra house for their future children. In fact, the house still has the function of preserving the value. If you have extra funds in your hand, You can also consider buying an additional house. If you don't have much spare money, you should still buy some wealth management products.
- What is the down payment ratio for the second suite in Zhongshan?
The so-called second home loan down payment is the abbreviation for the first payment of the second set of mortgage loans for ordinary homes. It refers to the household area per capita of the borrower's family (including the borrower, spouse and minor children). If it is higher than the local average level, apply for the first payment of the housing loan from the commercial bank again. So what is the down payment ratio of Zhongshan Second House?
- How much is the down payment for the second house in Shanghai
[Abstract] The down payment ratio of the second house in Shanghai is a concern for many people. How exactly is the down payment ratio of the second house in Shanghai stipulated? The following is some relevant information collected by Xiaobian about the down payment ratio for reference!
- Hangzhou Real Estate Information recently suspended the purchase of homes and settled the second home down payment ratio of not less than 50%
The Hangzhou Municipal Housing Security and Real Estate Management Bureau has issued a new policy. Since September 28, Hangzhou will simultaneously increase the down payment ratio of the Provident Fund Loan Second House, the second housing down payment ratio of commercial housing loans, and suspend home purchases. According to the announcement, the down payment ratio for the second home provident fund loan and commercial loan will not be less than 50%.
- Down payment ratio of second house in Wuxi
At present, in Wuxi's property market, housing inventory is nearing a blowout state, and house prices are rising steadily. Many buyers have not bought homes for self-occupation, but more so for *.
- What are the precautions for increasing the down payment ratio of the second home in Wuhan to 40%?
The "Notice" was executed on September 1. Prior to this, residents who have signed a subscription and paid a deposit or paid a down payment, but have not officially signed a contract online, have provided a subscription and the original electronic deposit statement. , Or can provide the original electronic payment statement of the first payment, the lower down payment ratio will still be implemented in accordance with the original regulations.
- What China needs to know to reduce the down payment ratio for second homes
The adjustment of the loan restriction policy in 2014 has promoted the recovery of the real estate market to a certain extent, but from a national perspective, the current inventory is still huge.
- Recent policies and recognition standards for the down payment ratio of two suites in Changsha in 2013
On November 29, the Changsha Core Sub-branch of the People's Bank of China announced its opinions on further improving the differentiated housing credit policy in Changsha, including the recent policy on the down payment ratio of the second home in Changsha, which clearly stipulates that the second home in the six districts of Changsha The specific down payment ratio and the identification criteria for the second home.
- What is the down payment ratio for the second suite in Guiyang
Recently, many citizens in Guiyang reported that after the tightening of the second house loan interest rate, the pressure on home purchase and repayment will increase significantly. So what is the down payment ratio for the second house in Guiyang? Whether the appropriate down payment ratio of the second home can reduce the pressure on home buyers to repay the loan. The following article is related content compiled by Xiaobian for you.
- How much do you know about the down payment ratio of the second house in 2015?
2015 was a year of frequent New Deals. After the 330 New Deal, the property market was directly released. So what is the down payment ratio for second homes in 2015? What are the details of the mortgage policy for the second home recently? In particular, what has changed since the implementation of the Guangzhou Provident Fund New Deal? Let ’s take a look at recent changes.
- Shijiazhuang Provident Fund Loan Second House Down Payment Percentage is 20%
Employees who have paid a housing provident fund outside Shijiazhuang City can apply for a personal housing loan in accordance with the Shijiazhuang Housing Provident Fund policy when purchasing a house in Shijiazhuang. The down payment ratio for the second home is reduced to 20%.
- Chengdu second house down payment ratio / second house down payment / how much down payment
In the transaction of commercial housing, the down payment is one of the initial economic conditions for buyers to apply for a mortgage. Buyers cannot pay the entire amount of the house at the time of purchase, and they need to apply for a house mortgage loan from the bank. At this time, they must prove to the lender that the individual has the economic ability to repay the loan, which means that currently it can provide 30% or more Cash, proof
- How to determine the second house? What are the requirements for the down payment ratio of the second house?
With the rapid development of China's economy, the quality of life of the people has also improved to a certain extent.