Can commercial loans be converted to provident fund loans? Commercial loan to provident fund loan is actually a kind of debt transfer behavior that the borrower changes from repaying the monthly payment to the commercial bank to repaying the loan to the provident fund center. According to the requirements for commercial loan to provident fund loan requirements, commercial loan to provident fund loans must first meet the provident fund loan conditions, that is, the applicant must normally pay the provident fund for half a year or more than one year.Enter the provident fund online query entrance
- What is the process of Yuncheng commercial loan to provident fund loan?
1. The original commercial loan must be repaid normally for more than one year, and there is no overdue repayment record; 2. If the housing provident fund has been extracted, the housing provident fund must continue to be normally deposited for more than one year from the date of withdrawal; The housing must be a regular and legal residential development project that has been registered and filed with the municipal capital center; 4. The transfer of the provident fund loan must be approved by the original commercial loan bank; 5. The ownership of the property is shared by the owner of the property should...
- Is it necessary for Liuzhou to apply for a commercial loan to provident fund loan within one year of obtaining a real estate certificate? Impossible beyond one year period ...
According to the requirements of the supervisory authority of the autonomous region, commercial loans converted into housing provident fund loans must be within one year of issuing the house ownership certificate. Each county management department shall accept the application for the business under the condition that the funding situation allows.
- How to apply for Huaian Commercial Loan to Provident Fund Loan? Previously, I used a commercial loan to buy a house. Now I want to turn it into a public ...
Only after the housing provident fund has been deposited on time, in full and continuously for more than 6 months, and the purchased house has obtained the "House Ownership Certificate", can it be applied for "sub-loan". When “lending”, please bring one original and two copies of the following certification materials to the CPF Center to apply for a loan: 1. Resident ID card of the borrower and spouse; 2. Account books of the borrower and spouse; Certificate of marriage status (marriage certificate or unmarried, single certificate);
- How to apply for Xi'an commercial loan to provident fund loan? I applied for a commercial loan in the last two years, but recently I have considered public reserve ...
Xi'an cannot be transferred at this time. I have already asked the provident fund man, hey. As for when it can be changed, Xi'an currently has no policy at all. You can only withdraw your provident fund for you and your lover with your house purchase contract once a year, but you must keep the account for at least half a year.
- Business loan to provident fund loan consultation. Questions to be consulted: 1. The first ...
If an employee has obtained a commercial loan to purchase a house and has obtained a housing property right certificate for less than one year, he can apply for a housing provident fund loan under the premise of having a housing provident fund loan, and the amount of the housing provident fund loan must not exceed the original commercial loan balance. The specific procedures are: 1. The employee submits loan materials to the Municipal Housing Provident Fund Management Center; 2. The Municipal Housing Provident Fund Management Center approves the employee's loan application. If the application is approved, the employee is notified; 3 ....
- How to do Langfang commercial loan transfer to provident fund loan?
The Provident Fund Center will pay off the mortgage to the loan bank in advance for the employees, and the employees will repay the remaining balance to the Provident Fund Center
- Does anyone know what a Baoding Commercial Loan to Provident Fund Loan looks like? Answers, thank you
Conditions for the transfer of provident fund loans 1. The lender has a legal identity document and has full capacity for civil conduct; 2. Agrees to settle the original commercial loan balance in advance; 3. The normal commercial loan has been repaid for more than 12 months after the loan is issued, and the loan period Repayments are normal and there are no overdue loans, and the original commercial loan repayment records and loan balance certificates issued by the lending bank are provided; 4. Stable economic income and the ability to repay the principal and interest of the loan on time; 5. There is no outstanding reserve fund Loan without ...
- What is the operation process of commercial loan to provident fund loan? What kind of materials are needed?
Conditions for commercial loans to provident fund loans: 1. The amount of refinancing does not exceed the balance of the original commercial bank loan and does not exceed the upper limit of the specified amount of housing provident fund loans; 2. There is a personal housing loan in a commercial bank and it has a good reputation; 2. The applicant's family property shall not exceed 2 units (including 2 units) as of the application date; 4. Other conditions for applying for a housing provident fund loan. Procedure l, to a commercial bank ...
- Yichun commercial loan to provident fund loan? When I bought a house in Yichun, because the provident fund had not reached one year, so the commercial loan ...
Commercial loan to provident fund loans need to meet the following conditions: (1) the lender has a legal identity document and has full capacity for civil conduct; (2) agree to settle the original commercial loan balance in advance; (3) the original commercial loan is normal Repayment of 6 months or more, normal repayment during the loan period, no overdue loans, and provide the normal repayment records of original commercial loans and proof of loan balance issued by the loan bank Certificate of Ownership, ...
- What is the process of Yingkou commercial loan to provident fund loan?
Should go to the provident fund management center
- Can Chengdu now apply for a commercial loan to provident fund loan?
It's not possible now
- Suqian commercial loan to provident fund loan? When I bought a house in Suqian, because the provident fund had not reached one year, so the commercial loan ...
1. Since the house purchased by the bank mortgage is mortgaged at the bank, additional collateral must be provided. If there are no other collaterals, and the housing mortgage certificate of the bank mortgage has been completed, you can choose to raise the bank's housing loan in advance by self-funding and apply for a housing provident fund loan within half a month. 2.Purchasing commercial (residential) houses, villas, multi-storey detached villas, condominiums with a construction area of more than 180m2; large-area housing, non-complete residential commercial loans cannot be transferred to housing provident fund loans ...
- What are the costs of CCB's commercial loan to provident fund loan? Is there a problem with repaying the deposit?
To apply for a housing provident fund loan, no security deposit is required. But you need to find additional property for mortgage evaluation.
- What is the Taizhou commercial loan to provident fund loan process
You can go to the provident fund management center with your ID card and loan contract.
- What are the steps for Shenzhen commercial loan to provident fund loan
The employees who have paid the housing provident fund in this city are themselves applicants for commercial loans, and the spouse should be a co-applicant; if the parents pay the housing provident fund in this city, they can be co-applicants. Except for the spouse, parents, and children, if the employee purchases a house with other rights holders, the employee cannot apply for the house to apply for a commercial loan.
- Can Qingdao Real Estate Commercial Loan Transfer to Provident Fund Loan Realize?
Provident fund as a welfare policy can bring real money savings to buyers when buying a house. Many home buyers hope that Qingdao will also be able to achieve commercial loans to provident fund loans. Is it possible?
- Seven steps to apply for a commercial loan to provident fund loan
Applicants for loan refinancing should consult the original commercial loan bank. If the loan refinancing conditions are met, the bank staff should instruct the borrower to complete the Personal Housing Provident Fund Refinancing Folder correctly and completely.
- How to handle commercial loan to provident fund loan
How to apply for a commercial loan to provident fund loan? What information needs to be prepared? If you want to apply for commercial conversion, these two issues are issues that you must figure out. If the documents are incomplete and the processing time is delayed, you may not be able to successfully apply for a commercial loan to provident fund loan.
- Related matters of Xi'an commercial loan to provident fund loan
At present, the timing of Xi'an commercial loan provident fund to provident fund loans is full of excitement, because there are different opinions. Then it must be quite doubtful for everyone. The following editors have compiled the following articles for everyone, let's take a look!
- Interpretation of Haikou Commercial Loan to Provident Fund Loan
Commercial bank loans and housing provident funds are the two major sources of funds for newly-purchased home loans. Commercial loans and provident fund loans are also interchangeable. However, in the process of converting commercial loans into provident fund loans, we will always encounter various problems. The following is a detailed introduction of Haikou's commercial loan to provident fund loan for everyone, to provide a reference for the future processing of provident fund "commercial transfer to public".
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