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  • Can I buy a home down payment loan? Hope someone can give an explanation?

    No. In general, most people choose a mortgage loan to buy a house, that is, to pay a part of the down payment for the purchase of the house, and the remaining part is paid by bank loans.

  • Can I buy a home down payment loan? What can I do if I can?

    First of all, you need to figure out the meaning of the mortgage: it must be that after you pay the required down payment, the bank's trust of your house balance is essentially a mortgage guarantee loan! !! The collateral is the house you bought! So there is no such thing as what you call a "mortgage" first bank down payment, and then another bank mortgage payment! !! The mortgage approval bank is very strict. Now all banks are connected to the Internet, and you can accurately check your credit status and debt situation! ...

  • Is it OK to buy a house mortgage? Is a down payment to buy a house a loan?

    What is the general down payment for buying a house: First-hand house: provide your personal information, real estate information, and the developer as a guarantee to apply to the bank for a mortgage loan. The down payment is 20% or 3 or more of the transaction price. First-hand housing mortgages are relatively simple. Second-hand housing: You must find a guarantee company approved by the bank to guarantee you. You must also provide your personal information, as well as the personal information and property information of the original property owner. When signing a mortgage contract, the bank will evaluate the house according to ...

  • Can I buy a down payment for a loan? Who knows this?

    1. You can apply for a mortgage loan or other types of loans first. Then take the loan as the down payment and go to the loan. But these are two contracts, not one. In other words, first borrow money in other ways and get the money. Then go to the mortgage. 2. The down payment is the minimum payment for the first time according to the national proportion when buying a house. Of course, the payment can also be higher than this amount, but it cannot be lower than it. The rest is borrowed from the bank. 3.From June 1, 2006 ...

  • Can a down payment on a house be loaned? Can a down payment on a house be loaned?

    Buying a real estate is a life event that everyone must experience. Although various policies are now resolutely curbing the rise in house prices, buying a house is not like buying vegetables. Buying a house ranges from hundreds of thousands to millions to millions. This is not an easy task for most ordinary families. After all, there are still a small number of people who can buy a full house. More buyers will still Choosing a loan to buy a house can alleviate the pressure on the one hand, and not dig ...

  • Can Zhongshan buy a house down payment loan?

  • Can I buy a home down payment loan? Who knows this?

    No. 1. You can apply for a mortgage loan or other types of loans first. Then take the loan as the down payment and go to the loan. But these are two contracts, not one. In other words, first borrow money in other ways and get the money. Then go to the mortgage. 2. The down payment is the minimum payment for the first time according to the national proportion when buying a house. Of course, the payment can also be higher than this amount, but it cannot be lower than it. 3.From 2006 ...

  • I am a self-employed person with relatively large working capital. There is no problem with monthly payments. I want to know if I can buy a house down payment loan?

    Down payment repayment, you think too much, no bank can

  • Can I buy a home down payment loan?

    First: developers are not stupid. On the other hand, the developer receives a minimum down payment of 20% from the purchaser on the one hand, and the other 80% is paid by the bank. The bank will not lend. I have given you a refund. I have never heard of a developer who ca n’t get a loan, and a buyer ’s down payment is not refundable. Second: the loan wo n’t come down. .

  • Can I buy a home down payment loan?

    No. In general, most people choose a mortgage loan to buy a house, that is, to pay a part of the down payment for the purchase of the house, and the remaining part is paid by bank loans.

  • How to buy a house loan? Can I buy a house down payment loan?

    After yesterday's Provident Fund new policy came out, many people were discussing it. If they did n’t read the full text, they would also ask how the 60% down payment for the second house became 40%. Actually, you have to find out yesterday that the provident fund loan New Deal is not a commercial loan Today, let ’s talk about two types of loans Commercial loans 1 Provincial down payment ratio divided by region / Down payment first suite second suite three suites A30% Tianfu + Gaoxinan: 70% , Longest 25 years 11 area: 60%, longest 25 years three laps: 50% suspension (see ...

  • Is it possible to make a down payment when buying a house? Is a down payment to buy a house?

    Advertisement ▲ Is it possible for a provident fund and a commercial loan to buy a house? Of course, this is what we usually call a combination loan. Combination loans are still very popular, because once the provident fund loan amount is not enough, commercial loans will be used. At this time, the two types of loans will be used together, that is, Combination loan, how to buy a house for a combination loan, let's see what Xiaobian said. Can I buy a house fund with a commercial loan? How to buy a combination loan ...

  • Can a mortgage be loaned? Can I buy a down payment?

    First, stay rational and avoid impulse buying a house is a large expenditure in the family, so we must make all-round preparations. First, choose the price and area of the house according to your own economic strength. Second, when applying for a bank mortgage loan, you must accurately estimate your financial affordability. Third, do not use the entire available assets to pay the down payment, you need to reserve a part of the risk reserve. Second, maintain a good credit status It is beyond doubt that bad credit status will affect loan applications. ...

  • How much can I buy a home loan? Can I buy a home down payment loan?

    Can the provident fund be used for loans only? If you don't use the provident fund to buy a house, will the provident fund be wasted? Of course it ’s not. The provident fund is like a maze, it also has a lot of knowledge points and many uses. Let ’s continue to understand today. Q: In which circumstances can individuals and spouses withdraw housing provident funds? A: There are 11 types of conditions that can be used to extract personal housing provident fund. Among them, 6 types of conditions can be used not only for personal housing provident fund but also for spouse housing provident fund. 1.Buy, build, renovate, large ...

  • Can I buy a home down payment loan?

    In principle, the down payment needs to be paid by yourself. If the down payment is from a bank loan and then applies for a mortgage loan, the bank will generally not agree to make a loan, so do not make a big mistake. If funds are really tight, they can also be raised from sources other than banks, such as private borrowing.

  • How much is the down payment for a loan to buy a house? Can I buy a home down payment loan?

    The purchase of a loan is a process in which a home buyer fills out a relevant application for a mortgage on a house and provides legal documents such as ID cards, income certificates, house sales contracts, and guarantees that must be submitted in accordance with regulations. Commit to the buyer to issue relevant loans, and then complete the real estate mortgage registration and notarization according to the house sale contract and the bank provided by the buyer and the mortgage contract entered into by the buyer, etc., and the bank ...

  • Can I buy a home down payment loan?

    Before the loan, there will be a bank-approved evaluation company to evaluate the value of the home you are buying. Then, based on this evaluation value, determine the amount of the loan, which is your loan amount.

  • Can I buy a home down payment loan?

    Before the loan, there will be a bank-approved evaluation company to evaluate the value of the home you are buying. Then, based on this evaluation value, determine the amount of the loan, which is your loan amount.

  • Can I buy a home down payment loan?

    Strictly speaking, a down payment for a house purchase cannot be a loan. The down payment is the first payment when you buy a house. When buying a house, you can't borrow it all. Part of the payment will be made first, and the rest will be borrowed from the bank. The current requirement is 30% of the payment. Because of the repayment risk of the loan, the relevant departments will require the buyer to provide a part of the down payment, that is, part of the house payment should be paid in advance by the individual to prove that you have the ability to repay.

  • Can I buy a home down payment loan?

    The down payment must be paid in real cash before applying for a loan. As for the source of the down payment, it does not matter whether the source of the loan is the loan or your own money, but the down payment cannot be used to purchase a home loan.