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  • How many years is the loan for second-hand housing in Ganzhou? Tangled

    The current bank loan life is generally 40-house age is the loan life of Everbright Bank is 45-house age

  • What is the duration of second-hand housing loans in Shenzhen?

    About a week

  • What is the maximum term of Xiangyang second-hand housing loan? Are there any restrictions?

    The personal housing provident fund loan period is generally 3 to 20 years, up to a maximum of 25 years; the age of the loan applicant (aged) plus the loan period, generally does not exceed the legal retirement age (on this basis, a maximum of 5 can be relaxed) year).

  • How to calculate the number of years for second-hand housing loans? Are there any rules for the number of years for second-hand housing loans?

    First, the age of the house should pay attention to the home buyers when applying for a mortgage, the "age" of the house purchased is the main factor determining the length of the loan. Generally speaking, older houses have a shorter loan life when they apply for loans. If the house is old and has a long construction time, the bank can control the risk when the loan is relatively large, so it will be more cautious when approving the loan. Houses with a house age of more than 20 years are usually more likely to be "rejected" by the bank Outside the door. " And the room age ...

  • I would like to ask, what is the upper limit of the second-hand housing loan term in Guangzhou?

    Up to 30 years. Generally, you can only borrow for 20 years. No change!

  • Beijing second-hand housing loan life? Any changes?

    The term of second-hand housing loan is generally 30 years.

  • I ’m from Guangzhou, and I want to take a loan to buy a second-hand house. How long is the term of a second-hand house loan in Guangzhou now?

    Up to 30 years. Generally, you can only borrow for 20 years. No change!

  • I ’m from Jingmen, Hubei. How long is the loan period for second-hand housing in Jingmen?

    The loan period can be changed before the loan review and cannot be changed after the loan is approved. The loan period depends on the personal opinions of the loan applicant on the one hand and the repayment ability of the loan applicant on the other.

  • What is the duration of second-hand housing loans in Dalian? Are there any changes?

    The term of the loan depends on two conditions: 1.The age of the house plus the loan must not exceed 30 years; 2.The age and the loan must not exceed 65 for men and 55 for women (** 70 for men and 60 for women); the above two Should be met at the same time.

  • What is the age of second-hand housing loans in Harbin? A friend who knows how to answer it is greatly appreciated.

    Loan term: The term of a second-hand housing mortgage loan generally does not exceed 20 years, and the sum of the useful life of the real estate and the mortgage period does not exceed 30 years.

  • How long is the Xianyang second-hand housing loan period? Ask for an answer

    The term of second-hand housing loan is generally 20 years, and the term of second-hand housing loan plus the age of the applicant must not exceed 70 years. With the increase of the useful life of the house, the value of the house will decrease due to depreciation. Therefore, in actual operation, the assessed value of the second-hand house is often ... In terms of setting the loan amount, the second-hand house loan limit is determined, referring to the city's second-hand Factors such as the average price of housing sales and the age of housing have determined the standard for second-hand housing provident fund loans.

  • Nanning second-hand housing loan life? My brother wants to buy a second-hand house. I don't know if the loan can be loaned for several years. Does anyone have experience?

    Generally, the older the house, the lower the loan line. Older second-hand houses are also more difficult to apply for loans at banks. In Dalian, the age limit for second-hand housing loans is now mostly 20 years. When the loan line is tight, this period may be reduced to 15 years. In addition, the bank also stipulates that the sum of house age + loan time limit cannot exceed 30 years. That is to say, the maximum loan period given by a bank to a 15-year old house is only 15 years.

  • What is the service life of second-hand housing loans in Taicang?

    The loan period can be changed before the loan review and cannot be changed after the loan is approved. The loan period depends on the personal opinions of the loan applicant on the one hand and the repayment ability of the loan applicant on the other.

  • How long is the Shaoxing second-hand housing loan period? Does anyone know, friends who have trouble knowing please give me a reply, thank you

    In the administrative area of this city, for the first time that an employee purchases a house, the down payment ratio is not less than 30%, and the maximum loan amount does not exceed 70% of the total value of the purchased house, and does not exceed 400,000 yuan. According to the following requirements: 1. If the building area is less than 90 square meters (inclusive), the down payment ratio must not be less than 20%, that is, the personal loan amount does not exceed 80% of the total purchase price (except second-hand housing); 2. housing With a building area of more than 90 square meters, the down payment ratio ...

  • Haikou second-hand housing loan life

    House age plus loan period is no more than 40 years, men are not more than 65 years old, and women are not more than 60 years old (take as many years as you want)

  • How long can a second-hand housing loan last?

    Second-hand housing loan duration 1. The sum of the used life of the second-hand housing and the loan duration cannot exceed 30 years; 2.The age of the second-hand housing cannot exceed 15 years; 3.The maturity date of the loan cannot exceed the maturity of land use; The sum of the loan term and the age of the borrower must not exceed 60 years of age. It is worth noting that the above-mentioned four points on the term of the loan must be met at the same time. That is to say, the longest loan period must meet the above four conditions at the same time.

  • How many years can the provident fund buy a second-hand house? How long can the provident fund buy a second-hand house?

    For example, if you apply for a personal housing provident fund loan business at the Bank of China in Shenzhen, and an individual employee applies, the maximum allowance for a single housing provident fund loan is 500,000 yuan. If the applicant and the co-applicant apply together and the co-applicant participates in the calculation of the quota, the maximum amount of the provident fund loan for a single house is 900,000 yuan. Due to differences in the policies and requirements of individual housing provident fund management centers for personal housing provident fund loans, you need to consult the provident fund loan industry in detail ...

  • What is the term of the loan

    No matter there is a term, the loan also has a loan term. What is the term of the loan? What is the term of the second-hand housing loan? Many people may not know yet. * The editor of Yoshiya made a special trip to introduce this to you. The issue of loan life, please follow along with the editor.

  • What is the duration of second-hand housing loans

    In the actual loan application process, there are many factors that affect the actual number of years approved by the bank. So what are the factors? 1 Land use period 2 The "house age" of the house purchased 3 Provident fund deposit limit 4 Borrower age

  • 4 factors affecting the life of second-hand housing loans

    In today's society, the popularity of second-hand housing transactions has continued to increase. When applying for loans, especially mortgages, home buyers mostly only care about their own loan methods, but often ignore the actual loan period. It is not known that the loan period directly affects the monthly payment of repayment. The longer the loan period, the less pressure for repayment. In the actual loan application process, there are many factors that affect the actual approved period of the bank