Your location: Knowledge of buying a house > Loan > Repayment of a mortgage > Is it cost-effective to buy a house?

    找到理想房源 Enter your search needs and find the ideal property in 10 seconds
    Expected City:
    Expectation area:
    Expected type:
    Purpose of purchase: unlimited
    Expected budget: unlimited
    mobile phone number:

    Find a room now
  • Is it worth buying a house with a mortgage?

    In the Chinese traditional concept, people will feel the pressure to buy a house on loan. The longer the loan is, the more interest will be paid. It is better to pay off earlier, so many people choose to repay in advance. This is true for those who ca n’t manage money, but for those who are proficient in financial management, they want the loan amount to be as long as possible and the term to be as long as possible, and their money can be used to invest in financial management. At present, among all bank loan products, the interest rate on housing loans is relatively low. We can calculate a total of 2.5 million yuan ...

  • What does a provident fund loan mean? Is a provident fund loan a good deal to buy a house?

    What does a mortgage loan mean? A mortgage loan refers to a type of loan business carried out in the form of a mortgage. For example, a housing mortgage loan is a type of personal housing loan business where home buyers use the purchased home as a collateral and provide real-time guarantees by the real estate company that buys the home. The so-called mortgage refers to the transfer of the property rights of the mortgage by the mortgagee. The beneficiary will act as the guarantor of the loan repayment. After the mortgagee pays off the loan, the beneficiary immediately transfers the property rights of the house to the mortgage ...

  • Is it worth buying a house now? Is it expensive?

    At present, there are the following types of housing purchase loans: commercial housing provident fund loans, personal housing commercial loans, and personal housing portfolio loans. The housing provident fund loan refers to the housing mortgage loan issued by the housing provident fund management centers of various places to the employees using the housing provident funds paid by their employees to entrust commercial banks to current employees who have paid housing provident funds and retired employees who have paid housing provident funds during their employment . For residents who have participated in the payment of housing provident funds, loans ...

  • Is it cheap to buy a house with a provident fund loan? How much cheaper is it to buy a house with a provident fund loan?

    Brief introduction: 1. Housing Provident Fund refers to state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions, private non-enterprise units, social organizations (hereinafter collectively referred to as units) and their Long-term housing savings from current employees. 2. The housing provident fund deposited by individual employees and the housing provident fund deposited by employees for the employees belong to the individual employees. 3.You can withdraw the provident fund when you retire ...

  • Is it worth buying a house on loan?

    If you want to calculate the loan interest part or the monthly repayment amount, you need to know the loan principal, loan term, repayment method, and annual loan interest rate. If the above information is confirmed, you can try to calculate with our loan calculator. Log in to the lower right of the official website of China Merchants Bank to find "finance calculator"-"personal loan calculator" for calculation.

  • Excuse me, is it cost-effective to buy a house with a bank loan?

    Generally, people who know how to manage finances will lend to the bank to the maximum extent. For example, how much W can be loaned to a house to borrow the most. Knowing how to make money with bank money is the best way to manage money. But the premise is See if you manage your money.

  • Is it cheap to buy a house with a provident fund loan? How much cheaper is it to buy a house with a provident fund loan?

    What is a provident fund loan to buy a house? 1. Provident fund to buy a house refers to a loan issued by a housing provident fund management center to use housing provident funds to entrust banks to purchasers of housing provident fund who purchase, build and overhaul self-occupied housing, and retired employees who have paid housing provident funds during their employment. Provident fund loans are used to buy property with the property ownership house as the collateral, and a legal person with guarantee ability provides guarantee and applies to the fund management center for the loan. 2.The loan can be managed by funds ...

  • Is it cheap to buy a house with a provident fund loan? How much cheaper is it to buy a house with a provident fund loan?

    The prepayment of the provident fund loan is divided into one-time repayment and partial repayment, and the borrower can choose according to his own economic situation. So, is it worthwhile to make an early repayment of a provident fund loan? Whether the provident fund should be repaid in advance, or whether it should be decided according to personal circumstances. When deciding whether to repay in advance, we must first consider three factors: the ability to finance in the future, the extent to which money will be used in the future, and the current investment income. Among them, I think the most important thing is the ability to raise funds in the future (but this is also used ...

  • Is it cost-effective to buy a house on loan?

    It is worthwhile to have the ability to repay, without the ability to repay, and finally the house is not worth it. The cost of buying a house is based on the status quo of China's long-term inflation. In inflation, prices are rising, and saving money is not valuable. People must spend as much money as possible, even tomorrow's money. All spent this way to maximize value. Take a chestnut and you buy a house. This year, there will be 100 houses and 200 houses next year. If you save money until next year, you ...

  • Is it worth buying a house on loan? House prices are high now?

    First of all, people with a little economic common sense will know that simply calculating from money, it is definitely more cost-effective to buy a house and then take the remaining money to manage the money, and the more loans the longer the longer the more cost-effective. In fact, my point has always been to encourage young people to choose a loan to buy a house when conditions are appropriate, not only from the perspective of financial management, but also moderate pressure can be motivating. However, the words "suitable conditions" must be highlighted. One more thing to say is ...

  • Is it cost-effective to buy a home with a commercial loan?

    Spend a spoonful of gold every day to recruit Bafang wealth. Dear listeners, I am Huang Wei, the founder of Spoon Education. At the beginning of the show, I want to ask you two questions. Are you afraid of debt? What do you think of our mortgage? Most Chinese people don't like debt. Especially for our parents' generation, all the concepts of financial management are one sentence: don't borrow money as much as you make. Let me tell you a real case, I have a friend who loaned 10 years ago ...

  • Is it worth buying a house on loan? Can I buy a re-mortgaged house?

    "Sub-mortgage" means that during the personal housing loan repayment period, the borrower sells the house as collateral, and with the consent of the loan bank, the buyer of the house continues to repay the seller's unexpired loan. Simply put, the house that is still under mortgage is re-sold, and the buyer of the house continues to repay the seller's mortgage. At present, there are two situations in the second-hand housing market: peer-to-peer mortgages and inter-bank mortgages. Due to the buyer's credit, willingness to borrow, monthly supply capacity, security of house purchase funds ...

  • Is it safe to buy a house with a provident fund loan? What is the process of buying a house with a provident fund loan?

    What are the correct steps to buy a house with a provident fund loan? 1. To conduct business consultation, ask whether the local area allows you to apply for a CPF off-site loan. If possible, what conditions are required, what materials need to be prepared, and so on. 2. Submit the application for the off-site loan to the management center that paid the provident fund. The staff will confirm your application to see if the information you mentioned is true. After the confirmation is correct, the staff will issue a "off-site loan staff" housing...

  • Is it cost-effective to find a bank loan to buy a house? After buying the package, did you pay off your mortgage?

    If you do n’t buy a house, will your mother-in-law marry your daughter?

  • Is it cost-effective to buy a house on loan? Can anyone give me an analysis?

    Both types of house purchase have their own advantages: The advantages of buying a house by mortgage: Buying a house on instalments does not require a large one-time expenditure, resulting in a family burden; when there is no large deposit, you can move into a new house in advance; the maximum efficiency improves the utilization of personal funds. Advantages of buying a house in full: complete payment in one payment, complete property rights; no interest, save money; simple procedures, smooth process. The two methods of buying a house have their own disadvantages: the disadvantages of buying a house: the need to pay additional interest; forget ...

  • Is it cost-effective to buy a house on loan? Be cautious when buying a house on loan: What is the most cost-effective way to buy a house with a down payment?

    Interest rates on personal housing loans are much lower than ordinary loans? When buying a house, everyone will have a long-term and comprehensive plan for their investment methods, and apply for personal housing loans to obtain the lowest financing costs. However, in the specific operation, there are still many detailed issues that need to be considered. So, how to buy a house is the most cost-effective? One time payment or loan is cost-effective If you have enough financial resources, you can pay the entire payment in one go, but apply ...

  • Is it cost-effective to buy a house on loan?

    Is it cost-effective to buy a house with a loan? At present, among the people who buy a house, the majority of people buy a house with a loan. For ordinary homebuyers, the lack of experience and lack of expertise makes them always spend unnecessary money when buying a house. In this article, Yoshiya.com has sorted out the three middle schools * money-saving loan methods for your home buyers for your reference.

  • Is it worth buying a house on loan? What are the advantages and disadvantages of the full payment and the loan?

    People with economic strength often think about whether to buy a house in full or a loan. Is a loan to buy a house really a good deal for buyers? This article provides you with the advantages and disadvantages of buying a house and a loan to buy a house, and give you inspiration.

  • Is it cost-effective to buy a house on loan?

    House prices are too high, and buyers can't afford the full amount for a while and choose a loan to buy a house. Many people have such questions. Is it really worthwhile to buy a house on loan? What is the best way to buy a house with a loan? For the above questions, I will answer them for you.

  • Is a mortgage loan cost-effective to buy a house? Be a smart home buyer!

    When buyers buy a house loan, because they are eager to buy a house, they ignore some details of buying a house, such as complicated loan procedures and bank credit problems, which may lead to continuous loan problems, and ultimately, delay the loan or pay more interest. The points for neglect are summarized for everyone. 1. Why can't I make a loan if the provident fund is paid in full? Home ownership