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  • How to buy a house contract loan

    You can get a loan with a contract. Mortgage purchases of off-the-plan flats use contracts to make loans. Second-hand housing must first obtain a real estate certificate, and then transfer and then loan

  • Is it OK to take a home purchase contract loan? Could anyone understand?

    You can get a loan with a contract. Mortgage purchases of off-the-plan flats use contracts to make loans. Second-hand housing must first obtain a real estate certificate before transferring the loan. You can go to a credit cooperative and China Merchants Bank to apply for a mortgage loan when you have a house. Only a contract cannot handle a mortgage loan.

  • What to do if I can't get the loan after signing the purchase contract

    House prices are very expensive. If you buy a house in full, the economic pressure is very great. Therefore, many young people will choose a mortgage payment method when buying a house. They need to apply for a loan from a bank to buy a house. So, what if I can't get the loan after signing the house purchase contract? Below, the editor of Hualu.com will introduce the specific content to you in detail.

  • Is it bad for credit? Can I buy a house contract loan?

    If it is due to credit problems, you can look at what aspect. If it is a credit card, it is not malicious. You can apply to eliminate one or two overdue. If the foreign bank 3 does not work, you can find a developer to cancel the contract. I hope it will help you. For specific problems, you need to know the details. 15201362539 welcomes your call.

  • Can I borrow a house contract without a property certificate

    I bought a house and I have n’t completed the property certificate. How can I get a loan? Can I get a loan for a house purchase contract? What do I need to apply for a loan? Let's take a look with Xiaobian. I. Can a home purchase contract be loaned? Mortgage loans can only be processed with a real estate certificate, and off-plan mortgage loans can be processed by contract. To apply for a mortgage loan, you need the original real estate certificate, ID card, household register, marriage certificate / unmarried ...

  • Is it illegal to buy a house contract loan?

    The purchase contract is based on the "Contract Law of the People's Republic of China", "The Law of the People's Republic of China on Urban Real Estate Management" and other relevant laws and regulations. Agreement reached in commercial housing. Then, I will introduce you to the editor of French Open and hope to help you. First, you can get a loan with a contract. Mortgage purchases of off-the-plan flats use contracts to make loans. two...

  • Buying a house after marriage, the house purchase contract and the loan contract are only the name of the wife. The house bought by the mortgage dealer can be obtained on the real estate certificate ...

  • Which bank has a home purchase contract loan? What should I do?

    For mortgage buyers, insurance mortgage housing insurance can avoid economic risks, but they are often worried about the issue of later claims services. In this regard, it is recommended that you master the necessary common sense of home property insurance claims in advance, and choose the appropriate insurance channels to Improve claims efficiency. What to pay attention to personal mortgage loan housing insurance 1. The lender applies; the borrower goes to the loan bank to fill in the "Personal Housing Loan Application Form" and submits the following materials: ① Borrower's ID card, household ...

  • Is a home purchase contract loan illegal? Does any netizen help explain it?

    The requirements for real estate mortgage loans may vary from region to region. The specific requirements of local banks apply. The conditions for real estate mortgage loans: 1. Natural persons aged 18-65; 2. Have a legitimate occupation and Stable source of income, with the ability to repay the principal and interest of the loan on time; 3, no illegal acts; 4, good credit information, bad credit records; 5, can provide a valid right pledge guarantee recognized by the bank or can be legally effective ...

  • How to use a home purchase contract loan

    Hello, one, can I buy a house loan? Mortgage loans can only be processed with a real estate certificate, and off-plan mortgage loans can be processed by contract. To apply for a mortgage loan, you need the original real estate certificate, ID card, hukou book, marriage certificate / unmarried certificate, loan information and so on. 1. The first-hand house can handle mortgage loans. With the mortgage contract, the first payment certificate, the lender's ID card, the account book, the marriage certificate / single certificate, etc., usually the developer will provide the stage ...

  • What should be paid attention to when buying a house contract loan process

    The house purchase contract loan process includes negotiating with the development company to cancel the filing and re-signing the contract. You can go to the credit union and China Merchants Bank to apply for a mortgage loan only when the house is available. Read more about the loan for a house purchase contract below. Home purchase contract loans can be loaned with a contract. Mortgage purchases of off-the-plan flats use contracts to make loans. Second-hand housing must first obtain a real estate certificate before transferring the loan. I only have a house ...

  • I want to know if I can use a home purchase contract loan?

    No need. Loaned homes can apply for a credit loan. Need to repay the house for half a year. Requirements: 1. Chinese citizens who have a fixed residence in China, a permanent residence in a local town, and full civil capacity; 2. A good job with a legitimate and stable economic income, and the ability to repay the principal and interest of a loan on time; Compliance with laws and regulations, no illegal acts and bad credit records; 4, mortgage repayments for more than half a year; 5, other provisions required by the bank ...

  • Can a real estate contract be loaned? What are the precautions for using a home purchase contract loan?

    I. Can a home purchase contract be loaned? Mortgage loans can only be processed with a real estate certificate, and off-plan mortgage loans can be processed by contract. To apply for a mortgage loan, you need the original real estate certificate, ID card, hukou book, marriage certificate / unmarried certificate, loan information and so on. 1. A first-hand house can handle a mortgage loan. With the mortgage contract, the first payment certificate, the lender's ID card, the account book, the marriage certificate / single certificate, etc., usually the developer will provide phased burden ...

  • I need a provident fund loan to pay the down payment, but I need a house purchase contract to get the loan. If you ca n’t pay so much down payment, you are ...

    If you really want to buy this house, you have to go to the sales office to show your sincerity. You said online that it was useless.

  • Who knows how to apply for a home purchase contract loan?

    There are two types of contract houses: One is the mortgage contract house, which usually refers to the housing mortgage loan, which is a personal housing loan business where the purchaser uses the purchased house as a mortgage and the real estate company provides the staged guarantee. The second type is a full-fledged contract house, which usually means that all purchases are paid in one go. Because many developers are concentrated in the application for property rights certificates and land use certificates. So when you just buy a house, mortgage buyers usually only have a house purchase contract and a mortgage contract ...

  • Who can tell how to use a home purchase contract loan?

    I. Can a home purchase contract be loaned? Mortgage loans can only be processed with a real estate certificate, and off-plan mortgage loans can be processed by contract. To apply for a mortgage loan, you need the original real estate certificate, ID card, hukou book, marriage certificate / unmarried certificate, loan information and so on. 1. A first-hand house can handle a mortgage loan. With the mortgage contract, the first payment certificate, the lender's ID card, the account book, the marriage certificate / single certificate, etc., usually the developer will provide phased burden ...

  • Can I borrow a house contract without a property certificate?

    In life, there are always times when you need a lot of money, such as buying a car at home or starting your own business. These expenses are not a small expense for ordinary families. What can I do if I can't make up so much money? Many people think of bank loans. A common loan is a real estate mortgage. So, if I do n’t have a real estate certificate, can I use a home purchase contract to loan? I. Can a home purchase contract be loaned? Mortgage ...

  • Can I use a home purchase contract loan to buy a house? Would you please help me think about it?

    Information must be provided 1. The applicant's and spouse's identity card, original residence register and 3 copies (if the applicant and spouse do not belong to the same account, a marriage relationship certificate must be attached); 2. The "commercial housing" signed by the buyer and the company "House Sales Contract"; 3. One original and one copy of the prepayment receipt of 30% or more of the house price; 4. The income certificate of the purchaser (provided by the bank and placed at the sales office); 5. The borrower who is a legal person must carry a valid Business License of Enterprise Legal Person ...

  • How to loan only a house purchase contract? Notes on home purchase contract loans?

    Buying a house on a loan is a way for many people to buy a house. Because of lack of funds and other factors, many buyers will choose to make a down payment and then repay by installments. If there is only a house purchase contract, how do you loan? This is something many novice home buyers will consider. Question, there are still some people who do not understand the relevant precautions when lending, so how to only borrow a house purchase contract?

  • What is a house purchase contract? Can we use our house purchase contract loan?

    With our pursuit of material and quality, daily expenditures are increasing. Let today's loan methods emerge endlessly, many people will have such questions: So can we use our housing contract loans? The following editors will provide corresponding answers for everyone.