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  • How to calculate the provident fund loan line

  • How is the Huangshi Housing Provident Fund loan amount calculated?

    I. The maximum loan amount for purchasing primary market housing and self-built housing is 400,000 yuan, and the maximum loan ratio must not exceed 70% of the value of purchased and built housing; the maximum loan ratio for housing reform, overhaul, and second-hand housing must not exceed 50% of the appraised value of the house (specific provisions: the age of the house is within 5 years, the loan amount is 60% of the appraised value of the house; the age of the house is 6-10 years, the loan amount is 50% of the appraised value of the house; the age of the house is 11- 15 ...

  • How to calculate the provident fund loan amount of Shenyang's second-hand house, how much is the down payment?

    Provident fund loan in Shenyang, minimum deposit for second-hand housing is 40%

  • How can the provident fund loan amount be counted?

    If you apply for a provident fund loan through China Merchants Bank, due to the different policies of each city, specific requirements of your local provident fund loan business (such as application conditions, quotas, terms, etc.), please contact the personal loan department of your local branch directly Contact confirmation.

  • How do you calculate the provident fund loan amount?

    Monthly Provident Fund Deposit ÷ Deposit Ratio × Personal Loan Repayment Ability Coefficient (Current Personal Repayment Ability Coefficient Coefficient is 0.3) × 12 (months) × Actual Loanable Duration (Legal retirement age for male is 60 years old, female is 55 years old, can The commercial life of the loan shall not exceed 30 years, and the second-hand housing shall not exceed 20 years).

  • How many times can a provident fund loan? How to calculate the provident fund loan amount?

    The housing provident fund loan amount requires the lender's monthly payment amount, age of repayment, and the time of the loan to be calculated. 1. To apply for a provident fund loan, the applicant must continuously deposit a provident fund for a period of 12 months, and when applying for a provident fund loan, the provident fund deposit status is normal (the loan is not accepted for more than one month). The maximum loan amount for a commercial house cannot exceed 70% of the total house price, and the maximum loan amount for a second-hand house cannot exceed 60% of the unit price of the deed tax. 2.Personal Provident Fund Loan ...

  • How to calculate the provident fund loan amount? How much can an individual provident fund loan?

    There are four algorithms to calculate the balance of the housing provident fund account: the loan amount is not higher than 20 times the balance of the provident fund account, the limited-price commodity housing or the affordable housing, the first set of own housing (the account balance is less than 20,000 yuan is calculated as 20,000 yuan) . The loan amount is not higher than 10 times the balance of the provident fund account to buy a second home; to buy existing public housing; to build, renovate, and overhaul their own housing on rural collective land. Calculated according to the price of the house itself: According to this ...

  • How to calculate the provident fund loan amount, is there a formula?

    The calculation method of the provident fund loan amount is as follows: 1. The calculation formula of the loan amount according to the ability to repay the loan is: [(the total monthly salary of the borrower + the monthly payment of the housing provident fund of the borrower's unit) × the ability to repay the loan-the borrower's existing Total monthly loan repayments] × loan term (month). 2, according to the use of spouse quota [(total monthly wages of both spouses + monthly housing accumulation fund of the unit where the spouses are located) × loan repayment ability coefficient-the existing loan months of both spouses ...

  • How to calculate the loan amount of Jinan Provident Fund?

    Housing Provident Fund Loan Amount = Sum of Housing Provident Fund Deposit Balances of Borrowers and Co-Repayers × 15

  • Is the CPF balance related to the loan amount? How to calculate the housing provident fund loan amount?

    Definitely relevant. The loan amount looks like a multiple of the balance in the provident fund card.

  • How to calculate the provident fund loan line

    The calculation formula is: [(total monthly salary of the borrower + monthly payment of the housing provident fund of the borrower's unit) × loan repayment capacity factor-total monthly repayment of the borrower's existing loan] × loan term (month). According to the amount of spouse used [(the total monthly salary of both spouses + the monthly payment of the housing provident fund of the couple's unit) × loan repayment capacity factor-the total monthly repayment of the current loan of the spouse] × loan term (month) Among them, the ability to repay loans is 40%, the monthly salary ...

  • How to calculate the loan amount of Weifang Provident Fund?

    Spouses at the current level of housing provident fund calculations are calculated to double the total accumulated retirement contributions, and single borrowers do not exceed three times (the loan amount of the employee's personal provident fund = monthly deposits × 12 × to retirement age × 2)

  • How to calculate the amount of Shenyang Provident Fund loan?

    Generally speaking, it is 15 times the total amount of money you pay. This is a formula.

  • How to calculate the second-hand housing provident fund loan amount?

    How to calculate the second-hand housing provident fund loan amount? Second-hand housing loan banks use the principle of contract price and evaluation price to obtain a loan. Multiplying the low value between the two times the loan percentage is the higher loan limit for the real estate.

  • How to calculate the loan limit of Yantai Housing Provident Fund in Zeyang Prefecture, Laizhou

    Recently, many netizens have asked us questions about how Yantai Provident Fund can handle transfers to other places and the loan quota of Yantai Provident Fund.The editors have compiled relevant questions and answers for everyone in accordance with the relevant provisions of Yantai Housing Provident Fund Management *. You helped!

  • How to calculate the amount of Nanjing housing provident fund loan?

    What is the loan amount of Nanjing Housing Provident Fund? * Nearly the Nanjing Municipal Government issued a notice on the administrative measures for housing provident fund loans in Nanjing. Let us take a look at the specific provisions of the Nanjing Provident Fund loan quota.

  • How to calculate the second-hand housing provident fund loan line

    How to calculate the second-hand housing provident fund loan line This is the core of the families who just need to buy a house. The provident fund loan line refers to the larger loan amount that an individual can apply for when using a provident fund loan. According to regulations, each city has its own limit on the amount of provident fund loans. As for how much your house can borrow, it depends on many factors such as the age of the house, personal credit, and balance of the provident fund account.

  • How to calculate the amount of Suzhou housing provident fund loan? What is the interest rate?

    The housing provident fund loan amount of Suzhou is stipulated by the Housing Provident Fund Management Committee. At present, new ordinary housing in Suzhou does not exceed 500,000 yuan each. .

  • How to calculate the provident fund loan quota in 2018? Your monthly income will also affect your mortgage line

    * A friend recently left a message saying that he and a colleague applied for a provident fund loan to buy a house at the same time, and the other party had a higher limit than himself. What is going on? Rong 360 said that Fang Jun felt it necessary to share with everyone the knowledge of factors affecting the provident fund loan quota.

  • How to calculate the second-hand housing provident fund loan amount?

    How to calculate the second-hand housing provident fund loan amount? Second-hand housing loan banks use the principle of contract price and evaluation price to obtain a loan. Multiplying the low value between the two times the loan percentage is the higher loan limit for the real estate.